I took this just as it started to sprinkle and we decided to get out of the rain. I got really lucky with the light on the water, but it was hard to pull out the cloud detail with that bright spot on the water. I particularly like the brighter light on the bridge in the background. It’s hard to see in an image of this size, but I noticed it when I was zooming in to check for spots/sensor dust.
I ended up using a couple of graduated filters on the water and the sky to adjust the colors on each without affecting the other too much. I’m happy to do a quick tutorial to show the progression if there is interest. Let me know in the comments.